Real Estate Information

I have a fantastic opportunity to pass on to you!

This morning I met with Charlene Fauria of OHI (Oregon Home Inventory).  What a neat service!  Charlene will come to your home or business and assist you to provide inventory documentation.  She is offering a Video Special for $99.

Visit her website: http://www.oregonhomeinventory.com/

Here is a list of some services Charlene can provide!

Video of the exterior and interior.

Digital photos of your belongings, collectibles, and valuables.

Prepare a written record of your valuables including model and serial numbers. 

Provide DVD, CD, and Portfolio records depending on what service you need. 

What a great gift for a parent or loved one.  

Good Morning!  I wanted to pass along a great opportunity for all of you!

This meeting is for information only and will benefit your future!

You are invited to a LUNCH AND LEARN

Topic:  WOMEN, FAMILIES AND LONG TERM CARE

Protecting your independence and assets

A short discussion covering:

• A long term care plan and what it looks like
• Could it happen to me?
• Paying for Care, including Medicaid and Medicare options
• Talking to your kids/parents about this

Many women recall taking care of their parents, grandparents or in-laws and just not being able to cope. They don’t want the same to happen to their kids or spouse.

Where:  Eugene Chamber building, 1401 Willamette St., Eugene, OR

When:  Thursday, May 7^th 12:00-1:00

Lite lunch included:  Italian sub or Veggie sub & chips

And

Wednesday,  May 13^th  5-6 pm

(Cookies only at this event)

Seating limited   RSVP to Kim Kelly, CLTC:  541-222-9020

“You may be asking why I would do this, lunch and all.

Caring for yourself, not burdening children, and remaining independent has long been an issue for women.  I simply want to demystify the topic, plain and simple.  This is a purely an educational hour, NOT a sales presentation.

My aim is to have you walk away with a plan or the beginning of one. I specialize in Long Term Care plans and insurance. Having been in the family nursing home business in the 70’s, people were able to plan for and access government assistance for care. It’s very difficult to do that now so it helps to have a simple plan before a crisis arises. I live and office in Eugene.”

Please remember to RSVP by May 5^th!!

Kim Kelly, Certified in LTCi (CLTC)

Licensed in TX and OR

"Protecting Lifestyle, Assets and Independence through Long Term Care insurance"

1830 Tigertail Rd., Eugene, OR 97405

P: 541-222-9020

E: kim@equitect.com

If you are feeling the need to modify or refinance your mortgage, you should check out the new government web site http://www.makinghomeaffordable.gov/.  This might be of great help to some of you.  Remember, I always have time for you questions/concerns.  Give me a call.

WOW!  I just had to share this.  Wednesday I toured a brand new retirement community that will open in just a few weeks.  This place brings another great option to retirement in our Eugene/Springfield area!

What a beautiful place to live!  What a great array of services and amenities.  The individual units are well planned and very nice.  Great finish work!  Gracious living! Pleasant staff!  Your every wish has been considered.  Check it out in person or on the web. For a tour you can contact Mary Schoedel 541-343-3317.  http://www.gardenwayret.com/

I just had to share this article sent to me by my favorite financial advisor.  That would be Mark Watkins of Edward Jones.  Check it out!  Mark can be reached at Mark.Watkins@EdwardJones.com  or 541-431-4400

 http://www.edwardjones.com/ecmweb/groups/ejw_content/@ejw/@us/@graphics/documents/web_content/web104349.pdf

Email Listing Alerts:  Be the first to know what's coming up for sale in the Eugene and Springfield Oregon real estate market with our New Property Listing Alerts!  Just tell us what you're looking for and we'll email a daily update of all homes listed for sale since your last update.  You can unsubscribe at any time.

GOOD MONDAY MORNING!

We have just had the first day of spring.  And now, we are having the first day of spring break.  If you are staying around here for the week, there will be lots to do.

Whale Watching has begun at the Oregon Coast. For more information on the whale watching sites and programs, go to www.whalespoken.org.

The Springfield Public Library has several events this week for kids of all ages!  Check out the scheduled events at http://www.ci.springfield.or.us/library/.

The Eugene Public Library has also planned a fun week.  You can get more information at http://www.eugene-or.gov/portal/server.ptspace=CommunityPage&control=SetCommunity&CommunityID=488&PageID=0

Then there are the beautiful daffodils growing between Eugene and Junction City.  I know there are lots more things to do.  I just don't have the space in this email.

Here is your Monday Morning Coffee:

http://www.eugenehomesbycathy.com/Morning-Coffee

Enjoy!

Do you need help finding a bank owned property?  Follow this link : http://www.lanecountybankowned.com/

 You can sign up for a list of bank owned properties in Lane County Oregon (Eugene and Springfield).  You can even have pre forclosure/short sale properties included!

Things seem to be moving again in our local real estate market!

Great article in the Register Guard paper this morning.  Good information

about loans and FHA.  http://www.registerguard.com/csp/cms/sites/web/business/8518522-41/story.csp

If you or someone you know has questions about purchasing a home or a refinance with FHA,

call or email me!  I can help with answers!

There are five things to think about when you need a mortgage!

1. Your down payment is important.  A ten percent down will make your mortgage one that Fannie Mae and Freddie Mac will purchase.
2. What's the score?  Do you want the best interest rates?  Then you need a credit score of 720 or better!  The lower your score, the greater you interest rate.
3. Government Insured?  Check out government insured loans like FHA or VA.  Do this especially if you have less than great credit scores.
4. Get it together!  Lenders now need lots of proof that you can do what you have represented to them.  Have tax, income, checking, and savings information ready.
5. Pay Up!  Reduce all debt so that your mortgage payment is less than 43% of your gross income.

Rates are great and there are homes a plenty!  Call me for more information on mortgages or homes.