The U.S. Treasury Department announced a new program that is providing financial incentives to mortgage servicers and borrowers who use a short sale or a deed-in-lieu to avoid foreclosure on a loan facilitated through the Home Affordable Modification Program (HAMP). This is the new Home Affordable Foreclosure Alternatives Program.  This program aims to simplify and streamline the use of short sale and deed-in-lieu options so they are more viable alternatives for borrowers.  For help with a short sale situation in the Eugene/Springfield area, call Cathy Watkins of Barnhart Associates at 541-284-4132.